Annual Enrollment Period is October 15th thru December 7th?​

If you enroll in Medicare Part B and your doctor does not accept Original Medicare, you would be responsible for the entire bill?

Medicare does NOT cover you outside of the USA?

If you are enrolled in Medicare Part B and not receiving Social Security, you will be billed quarterly for Part B?

There are regulations surrounding enrolling in Medicare that may result in a financial penalty that could cost you for the rest of your life?  These regulations involve COBRA, HSA health plans, creditable and non-creditable drug coverage to name a few.

If you are working, you may or may not need to enroll in Part A and/or Part B Medicare?  

Medicare is the federal health insurance program for those who are 65 or older, those with disabilities under the age of 65 and people with End-Stage Renal Disease or Lou Gehrig’s Disease?

You can enroll in Medicare by visiting the Social Security Office or by calling Social Security at 1-800-772-1213 or online at

The Individual Under 65 Open Enrollment period is November 1st - December 15th?

Did you know...

Below are some common issues related to Medicare and Long Term Care Planning.  These and other issues can have an important impact during the planning process.  Our experienced staff will work to understand your specific needs in order to help you get the most appropriate coverage for your situation.

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We do not offer ​every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE to get information on all of your options.

Please contact Frazzetta Financial Services at your convenience for an initial consultation. We’ll work with you one on one to determine a roadmap to success. We look forward to working with you soon.

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The four parts of Medicare are Part A-Hospital; Part B-Medical; Part C-Medicare Advantage Plans; and Part D-Prescription Drug Coverage?​

Part D prescription drug plans and Part C Medicare Advantage plans have formularies (lists of covered drugs) that vary and change year to year?

Part D prescription drug plans have a monthly premium?

Part C Medicare Advantage plans have low to zero premiums which vary by plan type and geography, and many times include prescription drug coverage at no extra cost?​

Part C Medicare Advantage plans sold by private insurance companies cover Part A, Part B and usually Part D Medicare all in one plan?

People with limited income may qualify for Extra Help programs that cover the Part B Original Medicare premium and/or lower costs of Part D Medicare prescription drug coverage?

Medicare is NOT intended to cover expenses associated with Long Term Care and will only cover SOME of the expenses if associated with a hospital stay?